Nation Wide Debt Relief

Who We Are

We are a company that strives to help our clients obtain

the proper documents for their specific needs. We facilitate

the documents going out for our clients and the responses

required. We have a complete line of tailored documents to

enhance and assist our clients.

 

 About Us

Validation

The validation program is designed to assist you in preparing documents which enable you the consumer to challenge the ability of a collection agency or third party debt collector to collect an alleged debt from you. Should the debt collector not be able to provide the appropriate documentation then they no longer have the authority to try and collect the debt from you. The program also includes education about healthy financial habits as well as provides the ability to learn and understand how to identify potential violations of your consumer rights. This aspect of the program may end up with complete debt waiver tradeline deletion and sometimes even money to you.

                                                What We Can Do For You

                                           Our Services

How It Works  

Debt Resolution, also known as Debt Validation, refers to a consumer’s right to challenge a debt and/or receive written verification of a debt from a debt collector. The right to dispute the debt and receive validation are part of the consumer’s rights under the United States Federal Fair Debt Collection Practices Act (FDCPA). Upon disputing this debt, if the creditor cannot verify the debt, then they cannot collect on the debt.

Your case manager will request original financial documents for all debts belonging to a particular client. If there is no ownership evidence linking the debts to a particular client, then those debts are invalidated. Therefore, those debts are invalid, and the client is protected under debt collection laws. 

 

Debt Validation has quickly become one of the leading ways in America to eliminate debt and the burden of financial stress.

Laws We Use

The Fair Credit Reporting Act (FCRA) is a federal law that helps to ensure the accuracy, fairness and privacy of the information in consumer credit bureau files. The law regulates the way credit reporting agencies can collect, access, use and share the data they collect in your consumer reports.

  • Federal Fair Credit Reporting Act

Also known as Credit Bureaus or CRA, the Federal Fair Credit Reporting Act empowers the customers to review their credit report. For instance, in case a customer finds that his/her credit report is outdated, he/she can raise this issue and get the report reviewed and corrected. This law has been included to keep a check on the accuracy in keeping a record of the customer’s private information.

  • Credit Card Act of 2009

Passed by President Barack Obama in 2009, the Credit Card Act of 2009 establishes transparent and fair credit practices. Also known as the Accountability, Responsibility and Disclosure Act.

  • Right To Financial Privacy Act

This law protects the confidentiality of every consumer’s individual monetary records. According to this law, consumers are entitled to bank records.

  • Unfair And Deceptive Practices Act

Under the Federal Trade Commission Act (FTC Act), all the people associated with debt (debtor, debt collector and the creditor) are prohibited to use or indulge in any kind deceptive or unfair activities for the sake of collecting the debt amount.

  • Truth In Lending Act

This federal law has been designed to encourage the educated usage of credit by consumers. The Truth in Lending Act (TILA) enables the consumer to calculate the borrowed amount and its interest in a standardized manner.

  • Equal Credit Opportunity Act

This law forbids all kinds of discriminations in extending credit on various grounds, such as marital status, sex, national origin, race, color and age.

  • Federal Fair Credit Billing Act

Under this law, every creditor is required to disclose the identity of the person or organization to which the credit is to be offered prior to the completion of the process.

 

 

     

      Years   Experience

 

 

10,000+ Satisfied Clients

Testimonials

Feedbacks from                                     Our Clients

I was overwhelmed with creditor calls when I first enrolled. Nation Wide Debt Relief guided me in the right direction that was best for me. I feel prepared to handle whatever creditor calls that comes my way. This help is COMPLETELY different from consolidation and settlement, so make sure to ask any and all questions, just so you can get completely educated on the program and how it works. They are very forthcoming with information and explanations. I am totally satisfied with the help and results i have achieved this far. Thank you Nation Wide Debt Relief! Also, shout out to Jessica. She was the representative that explained the program, answered all my questions and THEN SOME, and made sure i had a complete understanding on how the process works. She is a hard worker and actually cares about her clients!

"Robert H."

I had no idea that there was a financial program out there that could help me resolve my debts so quickly and efficiently. I talked to a lot of companies that gave me "the run around", but with Nation Wide Debt Relief, it was all very direct and east for me to understand. My enrollment agent was terrific at answering all my numerous questions and the customer service was all the way around superb - helping me navigate that big stack of bills I could never seem to get a grip on. I have recommended this program to family and friends and standby this company's methods 100 PERCENT!

"Lisa M."

Get In Touch        

               413.449.1615

  info@nationwide-debtrelief.com

                       4742 East 24th Street. Ste 300                                                        Phoenix, AZ 85016

                                   Existing Clients please call: 602.800.1726